Jewish Journal Reports On SEC Investigations Of Richard & Michael Horowitz, Marc Firestone, Hershy Ten

Michael Horowitz responds. Jonah Lowenfeld writes this morning:

Richard Horowitz settled with the SEC for more than $365,000; Firestone settled for more than $180,000. Neither Richard Horowitz nor Firestone responded to emails or to a message left at their firm’s office.
The SEC also settled with Harold Ten, who is the president of Bikur Cholim, a Los Angeles-based nonprofit that, according to its Web site, provides services to seriously ill Jews and their families. According to the SEC, Ten, an Orthodox rabbi who also goes by the name Hershy or Heshy, established a new charity, Raphael Health, which he presented as providing services to terminally ill patients.
In fact, the charity, according the SEC, merely served to identify terminally ill patients to be named as the annuitants on the fraudulent policies, and received compensation from Horowitz for doing so. Ten deceived both hospice care providers and a number of patients in their care in order to obtain private medical information that allowed him to ascertain that the patients were, in fact, dying. In November 2007, Ten himself purchased an annuity on the life of one unnamed woman, who was dying of stomach cancer. Ten invested $1 million, and when she died, less than one month later, Ten realized a profit of $50,000.
Ten agreed to pay the SEC more than $290,000. He did not respond to an email or to a phone message left at the office of Bikur Cholim.
While the scheme, which according to the SEC lasted for at least two years during 2007 and 2008, generated hundreds of thousands of dollars in commissions and profits for investors and the brokers involved, the terminally ill individuals who were named as the annuitants on the policies received next to no compensation at all – between $250 and $500 apiece, according to the SEC’s order against Ten.
“This was a calculated fraud exploiting terminally ill patients,” said Julie M. Riewe, co-chief of the SEC Enforcement Division’s Asset Management Unit in a statement. “Michael Horowitz and others stole their most private information for personal monetary gain.”

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Muslim Preacher Released After Raping and Killing Daughter Because he ‘Doubted her Virginity’

Link. Chaim Amalek says: “We are all so very quick to judge other peoples’ cultures, but what about our own sins? I say let he who lives in a glass house cast the first stone. (I know that is not exactly how it goes, but they no longer teach that sort of stuff, or at least did not when I was a kid attending Ethical Culture School.) Also, diversity takes many forms, and rather than damn it when it offends us, perhaps we should all try to see things from the other fellows perspective. Perhaps she really was a slut and ruining his good family’s name.”

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Does Bikur Cholim Need To Pull The Plug On Rabbi Hershy Ten?

Does Aish Ha Torah need to separate itself from Richard Horowitz and Marc Firestone? Does Adas Torah need to separate itself from its founder Mike Horowitz?

I am not urging any of these actions. I’m just wondering about the implications of last week’s revelations.

I can’t see Aish HaTorah Los Angeles doing anything against Richard Horowitz if Horowitz owns their building and built their organization in North America.

The typical Orthodox response to these types of allegations of white collar crime is to rally around the accused.

Some people in the Los Angeles Orthodox community have known about this scam for more than four years. They’ve known terminally ill people being ripped off. They’ve been waiting for this shoe to drop. They are happy that some justice is being dealt to predators.

Many people I know donate to Bikur Cholim but they don’t want to support an organization that uses confidential medical information to illegally make a buck.

Y. emails:

Luke,

I read about the Horowitz/Firestone scandal on your site and on Failed Messiah. I think you both missed a key link in the case, and I will send it to you, because your addendum that mentioned “Rabbi Hershy Ten” made the whole thing click for me. Besides, you’re local, and you always give me a nice hello on Pico Boulevard even though we’re not acquainted.

First, one of the perpetrators in this case was a certain Harold Ten, who identified terminally ill patients to the scammers. One wonders what position one must be in to identify terminally ill patients. You can easily Google his name and link to his Facebook page, and see that he owns some company called Tenco IMI. Ha-ha, very catchy. Note the photo.

Now Google Rabbi Hershy Ten, and look at his Facebook page. Same photo. Could they be twins? No, no Jewish parent names twin boys Harold and Hershy; Hershy is a common Yiddish pairing of Harold, and goes with the Hebrew name Tzvi (deer).

And who is Rabbi Hershy Ten? He is the director of Bikur Cholim — the Jewish organization that helps sick people. In other words, the director of a religious organization that helps sick people identified terminally ill patients to his benefactors so that they can make more money and share some of the proceeds with him.

This is far worse, in my opinion, that what the scammers did. Yes, they’re high-profile members of the Orthodox community; Firestone in particular was the exemplar of the sincere and successful ba’al t’shuva. But they’re business people. Ten is a rabbi.

Charles posts to Failed Messiah:

If I understand this right, the fraud was perpetrated against the insurance companies writing the variable annuities, _not_ against the old, sick patients.

What the SEC doesn’t specify is whether Aish haTorah was one of the “institutional investors” who participated in the fraud. And whether Aish _knew_ it was a fraud.

PS — there’s a lesson here:

. . . If you defraud an insurance company,
. . . it will be unhappy.
. . . And it will have the resources to
. . . chase you down.

Reuters reports:

WASHINGTON – U.S. securities regulators filed civil charges against two brokers and seven others, saying they were involved in a scheme to profit from the death of terminally ill patients through variable annuity sales.

The Securities and Exchange Commission’s complaint, filed on Thursday as an administrative action, says Los Angeles-based broker Michael Horowitz, 39, was the mastermind behind the scheme to exploit people nearing their death.

Variable annuities are investment vehicles designed to help retirees maintain a source of income.

Typically, insurance companies who sell the annuities will agree to make periodic payments to people who purchase the product.

But another common feature offered is a death benefit, in which the insurer pays the policyholder’s beneficiary under certain conditions.

According to the SEC, Horowitz recruited people to help him steal personal health information from hospice and nursing home patients so he could designate them as annuitants and sell the products to wealthy investors.

The SEC said that at least 16 terminally ill hospice patients who were designated as annuitants had no family or business relationships with the investors who ultimately bought the products.

Among the people he recruited was another broker, Moshe Marc Cohen, 38, of Brooklyn, New York, the SEC said.

Together, they falsified a variety of documents, including forms designed to help determine if certain investments are suitable for customers, the SEC said.

As a result, the SEC said, insurance companies “unwittingly issued variable annuities that they would not otherwise have sold”.

Later, the SEC said, Horowitz moved on from just selling to individual investors and pitched the products to institutional investors as well in the hopes of boosting profits.

All told, the SEC said, the scheme led to the purchase and sale of $80 million in deferred variable annuities between 2007 and 2008, with Horowitz reaping $300,000 in commissions and Cohen getting $700,000…

Lawyers for Horowitz and Cohen could not be immediately reached for comment. The SEC said the two were fighting the charges.

The remaining defendants, including one investment advisory firm, all settled without admitting or denying the allegations, and will collectively pay $4.5 million.

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Are Satanists Molesting Our Kids?

The New York Times has an excellent video on the McMartin Pre-School abuse hysteria of the 1980s.

An investigative journalist says: “There certainly have been mentally ill people who have gone out and killed people in the name of Satan, but there has never any proof that there was any Satanic ritual abuse or cult activity in a daycare center.”

Vicki Polin has her own story about ritual satanic abuse.

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Levi Moscowitz Makes Bail, Released

Levi Moscowitz, a 24 year old member of Chabad’s Southern California community, was arrested last week on minor charges and then released on bail. The police report, however, tells a much darker tale of sexual abuse of Jewish children in Los Angeles. It will make you want to retch.

You can see the guy around Fairfax/La Brea. He has an interesting background in the cinematic arts, specializing in a genre not normally seen among Orthodox Jews.

I hope that all he has shared with those closest to him the past few years is his charisma.

According to the Facebook updates of a young man in the Glendale area named Levi Moscowitz:

I’m a man of my word. And that word is unreliable.

Things I never learned in high school.

-how to do taxes
-what taxes are
-how to vote
-how to write a resume/cover letter
-anything to do with banking
-how to apply for loans for college
-how to buy a car or house….

….but thank my lucky stars, I can tell you all about Pythagorean Theorems.

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Orthodox Jews As A Model For Community Building

In a speech on how to create a white society, Jared Taylor, a goy, says: “There is a lesson to be learned from what the Orthodox Jews have done. There are three cities in New York State that are Orthodox communities — New Square, Monroe and Monsey. New Square and Monroe were both green field establishments. In one case, a rabbi bought a big farm and divided it into lots and his congregation moved there. But now these are places of populations of 10,000 and 20,000.

“Monsey developed differently and it would be more of a model for us. It was a conventional Gentile town, but it had an Orthodox divinity school and then a yeshiva was built there and more of the graduates stayed and slowly more and more of the institutions of this town reflected the kind of place where the Orthodox like to live. Now it has become a completely Orthodox town. You can’t buy a house unless you’re Orthodox. That’s against the law but nobody who is not Orthodox wants to live there.”

“These communities have no police force because there’s no crime. This creates an environment for children. The Orthodox discovered long ago that they are such dissenters, they are so out of step with modernity, that they have to have communities to keep their children in that faith.”

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SEC Announces Charges Against Michael Horowitz, Founder Of Adas Torah, And Richard Horowitz, President Of Aish HaTorah

FailedMessiah. From the SEC:

Washington D.C., March 13, 2014 — The Securities and Exchange Commission today announced enforcement actions against a pair of brokers, an investment advisory firm, and several others involved in a variable annuities scheme to profit from the imminent deaths of terminally ill patients in nursing homes and hospice care.
Variable annuities are designed to serve as long-term investment vehicles, typically to provide income at retirement. Common features are a death benefit paid to the annuity’s beneficiary (typically a spouse or child) if the annuitant dies, and a bonus credit that the annuity issuer adds to the contract value based on a specified percentage of purchase payments. The SEC Enforcement Division alleges that Michael A. Horowitz, a broker who lives in Los Angeles, developed an illicit strategy to exploit these benefits. He recruited others to help him obtain personal health and identifying information of terminally ill patients in southern California and Chicago. Anticipating they would soon die, Horowitz sold variable annuities contracts with death benefit and bonus credit features to wealthy investors, and he designated the patients as annuitants whose death would trigger a benefit payout. Horowitz marketed these annuities as opportunities for investors to reap short-term investment gains. When the annuitants died, the investors collected death benefit payouts.

The SEC Enforcement Division alleges that Horowitz enlisted another broker Moshe Marc Cohen of Brooklyn, N.Y., and they each deceived their own brokerage firms to obtain the approvals they needed to sell the annuities. They falsified various broker-dealer forms used by firms to conduct investment suitability reviews. As a result of the fraudulent practices used in the scheme, some insurance companies unwittingly issued variable annuities that they would not otherwise have sold. Horowitz and Cohen, meanwhile, generated more than $1 million in sales commissions.

Agreeing to settle the SEC’s charges are four non-brokers and a New York-based investment advisory firm recruited into the scheme. Also agreeing to settlements are two other brokers who are charged with causing books-and-records violations related to annuities sold through the scheme. A combined total of more than $4.5 million will be paid in the settlements. The SEC’s litigation continues against Horowitz and Cohen.

“This was a calculated fraud exploiting terminally ill patients,” said Julie M. Riewe, co-chief of the SEC Enforcement Division’s Asset Management Unit. “Michael Horowitz and others stole their most private information for personal monetary gain.”

According to the SEC’s orders instituting administrative proceedings, the scheme began in 2007 and continued into 2008. Horowitz agreed to compensate Harold Ten of Los Angeles and Menachem “Mark” Berger of Chicago for identifying terminally ill patients to be used as annuitants. Berger, in turn, recruited Debra Flowers of Chicago into the scheme and compensated her directly. Through the use of a purported charity and other forms of deception, Ten, Berger, and Flowers obtained confidential health data about patients for Horowitz.

According to the SEC’s orders, after selling millions of dollars in variable annuities to individual investors, Horowitz still desired to generate greater capital into the scheme. Searching for a large source of financing, he began pitching his scheme to institutional investors. A pooled investment vehicle and its adviser BDL Manager LLC were created in late 2007 in order to facilitate institutional investment in variable annuities through the use of nominees. Commodities trader Howard Feder, who lives in Woodmere, N.Y., became each firm’s sole principal. Feder and BDL Manager fraudulently secured broker-dealer approvals of more than $56 million in annuities sold through Horowitz’s scheme. Feder furnished the brokers with blank forms signed by the nominees enabling the brokers to complete the forms with false statements indicating that the nominees did not intend to access their investments for many years. Feder understood that the purpose of Horowitz’s scheme was to designate terminally ill patients as annuitants in the expectation that their deaths would result in short-term lucrative payouts. BDL Group received more than $1.5 million in proceeds from its investment in the annuities.

The order against Horowitz and Cohen alleges that they willfully violated the antifraud provisions of the Securities Act of 1933 and the Securities Exchange Act of 1934 and they willfully aided and abetted and caused violations of the Exchange Act’s books-and-records provisions. Horowitz also acted as an unregistered broker.

Ten, Berger, Flowers, Feder, and BDL Manager consented to SEC orders finding that they willfully violated Section 10(b) of the Exchange Act and Rule 10b-5. They neither admitted nor denied the findings and agreed to cease and desist from future violations. The individuals agreed to securities industry or penny stock bars as well as the following monetary sanctions:

Ten agreed to pay disgorgement of $181,147.64, prejudgment interest of $20,858.80, and a penalty of $90,000.
Berger agreed to pay disgorgement of $119,000, prejudgment interest of $11,579.61, and a penalty of $100,000.
Feder agreed to pay a penalty of $130,000.
BDL Manager agreed to pay disgorgement of $1,550,565.55, prejudgment interest of $196,608.97, and a penalty of $1,550,565.55.
The SEC’s order against Richard Horowitz and Marc Firestone finds that they negligently allowed point-of-sale forms for 12 annuities in the scheme to be submitted to their firm with inaccurately overstated answers to the form’s question asking how soon the customer intended to access his or her investment. These inaccurate answers led to each annuity’s issuance, and Horowitz and Firestone were each paid commissions.

Richard Horowitz and Firestone consented to the order finding that they caused their firm to violate Section 17(a) of the Exchange Act and Rule 17a-3. Without admitting or denying the findings, they agreed to cease and desist from committing or causing future violations of those provisions as well as the following monetary sanctions:

Horowitz agreed to pay disgorgement of $292,767.89, prejudgment interest of $36,512.20, and a penalty of $40,800.
Firestone agreed to pay disgorgement of $127,853.20, prejudgment interest of $17,140.89, and a penalty of $40,800.

Luke says: Richard Horowitz and Marc Firestone are well known in Pico-Robertson’s Orthodox community.

According to Aish.com: “Richard M. Horowitz received his MBA from Pepperdine University in California. Mr. Horowitz is the President of Management Brokers Insurance Agency, and Chairman of Dial 800 L.P. Mr. Horowitz also serves on the Board of Triotech (OTC) as well as numerous non-profit organizations.”

According to their website ManagementBrokers.com:

Well-Regarded In The Community

For Richard and Marc, life insurance was not merely a business choice; it was a lifestyle choice as well. They deliberately chose a profession that would improve the quality of others’ lives.

Richard HorowitzRichard Horowitz is a master at identifying unique and creative solutions for family wealth transitions and then negotiating to ensure his clients obtain the greatest possible value. Richard graduated with an MBA from Pepperdine University and has been the President of Management Brokers, Inc. from 1974 to the present. He serves as the Chairman of Dial 800 Inc., a national telecommunications company, and has been a board member of Trio Tech International (ASE) since 1990.

Richard is the co-founder of Aish HaTorah in Los Angeles. Aish HaTorah is a worldwide educational organization helping unaffiliated Jews understand the essence of Judaism. He currently serves as the International President of Aish HaTorah, has acted as the North American President of Aish HaTorah and has also served on the Aish HaTorah International Management committee since its inception in 1997. Richard also serves as the Chairman of Ashreinu and Vice President of AJOP (Association for Jewish Outreach Professionals).

Richard’s wife, Beverly, grew up in the Hyde Park area of Chicago. She moved to Los Angeles in the Sixties when she came for a visit and never went home. Beverly and Richard are parents of two sons and two daughters-in-law, and the proud bubby and zaidie of eight grandchildren.

Marc Firestone has been in financial services for over 30 years and has a unique background that equips him to diagnose and prescribe the best life insurance solution based on the totality of an individual family’s financial circumstances. Originally a CPA managing the personal finances of well-known entertainers, Marc moved into the life insurance business when he saw a need for more objective advisors with long-range vision. He continues to work with entertainers and their CPAs, as well as a vast array of clients all with their own fascinating stories.

Marc regularly speaks to professional business associations in his capacity as a life insurance expert. Marc also instructs a recurring class on Jewish ethics and relationships. In this latter capacity he has appeared on CNN, KABC-AM and KFI-AM talk radio. However, it is Marc’s wife and five children who keep him well focused on the real priorities in life.

Discover the life insurance advisors who can negotiate better life insurance rates on your behalf: Horowitz and Firestone. Contact them today.

Michael Horowitz is the founder of Adas Torah, located at 1135 South Beverly Drive, Los Angeles, California 90035. It is the most outwardly religious shul in Pico-Robertson.

Rabbi Michael “Baruch” Gradon is the president of the kollel and Michael Horowitz is the Director, treasurer, and secretary of Merketz Kollel.

Report: “Rav Baruch Yehuda Gradon, Rosh Kollel of Kollel Merkaz HaTorah, flew in from Los Angeles specifically for the purpose of addressing the crowd, commencing the program with inspiring Divrei Chizuk. Rabbi Gradon reinforced the message that the hard, often thankless work of fundraising is a holy and essential task despite the personal challenges to self and family. He also emphasized that every fundraiser should do his best to embody the high moral principles represented by his institution, a responsibility that entails avoiding any compromise of those principles.”

MERKAZ HA TORAH Community Kollel 2011 990

MERKAZ HA TORAH 990 form for 2010

Merkaz HaTorah has over four million dollars in assets. I wonder how many of these assets come from ill-gotten gains?

This is no shock. Many, if not most, yeshivas in the United States rely on dodgy funding (money laundering, tax cheating, etc). The Lord works in mysterious ways.

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James Kalb: Against Inclusiveness: How the Diversity Regime is Flattening America and the West and What to Do About It

Jim Kalb has a website at JimKalb.com. He writes regularly for Crisis magazine. His previous book came out in 2008: The Tyranny of Liberalism: Understanding and Overcoming Administered Freedom, Inquisitorial Tolerance, and Equality by Command.

Here’s a transcript of parts of our discussion.

Jim: “I don’t think I ever had this big transformation. It was step by step. I became increasingly aware that people are different and the pieties we are expected to adhere to don’t make sense.”

Luke: “Why and when did you convert to Catholicism?”

Jim: “About eight or nine years [ago]. It was a slow process. It was not a Road to Damascus kind of thing. It was a matter of things coming into focus and the outlook of the Church seemed to be the way things seemed to be, the way things made most sense, where what was in the world could be given due credit and brought into an organized system enabling you to act reasonably and to know where you were and what you should be doing. It was a slow process of coming out of confusion into focus and having things become more concrete so that it became stupid to not be in the church when I was already there intellectually.”

“It didn’t make sense to think of the world as purely material. We ourselves never treat it that way. We act as those some things are better than other things. Things have purpose. We don’t just have invent. If the world has purpose and an orientation, it is hard to make sense of that without God. Then, what is the most persuasive idea of God? You need some sort of revelation. Human thought by itself wanders off into strange directions.”

“We all live long enough to [realize] that not only do we not control what happens to us, we don’t control our thoughts, actions, or the situations we get into or what we do about it. You have to put yourself into a setting that gives things definition. You have to have something to look to.”

Luke: “Was there a time when you realized that race was more than a social construct?”

Jim: “There was. That there were real differences. I had always accepted the general view that there aren’t, and then I was reading Ibn Khaldoun he was describing different peoples and his descriptions weren’t that different from the descriptions we’re supposed to avoid today. It all sounded real. It made it seem ridiculous that this was all an invention.”

I shift the conversation to the Civil Rights movement.

Jim: “The things people said in favor of the Civil Rights movement always seemed exaggerated to me. The pieties didn’t seem quite true. It seemed that they were leaving out things. I’ve come now to a clearer idea of how that comes about. My views on a lot of particulars my views haven’t changed, they’ve become clearer.”

“The reason that Brown vs. The Board of Education [1954 Supreme Court case] seems so unquestionable today is this background understanding of society and human life as a bunch of separate individuals, each of whom is what he is and has whatever impulses and abilities he has, and therefore you need a totally individualized order organized by markets and bureaucracies… If people came to understand the role of ethnic and cultural community in life, which would bring with it the need for some political caution to maintain peace among various communities, then Brown vs Board wouldn’t seem so quite simply right and people wouldn’t know what to make of it… If you didn’t have the universal rule that you can never look at race, then people will look at nothing else. That’s nonsensical. Life is more complex than that and if people had more of an understanding of that complexity, we could talk about something like Brown vs. Board.”

“When [Civil Rights] became a matter of preferences and quotas, that didn’t seem good. It didn’t seem likely to lead to better human relations. It didn’t seem justice. It didn’t seem what anybody had signed on to. The [Voting Rights Act of 1965] was not something I had particular feelings about at the time.”

Luke: “Have you ever been politically active?”

Jim: “No.”

“I’m not that active of a person. I’m contemplative.”

“Race as such has never been something I’ve been that interested in. It’s not something I feel like I can add much to.”

Luke: “Are you really saying that you’ve never found race interesting or are you saying that I do not need the aggravation that comes with dealing with something that is so uncomfortable?”

Jim: “Good question, but I think it is mostly the former.”

Luke: “Do you ever wonder why Jews are better at these things [politics, etc]?”

Jim: “It seems clear that on average, they are smarter than most. They’re also emotionally different. More interested in drama and argument, more personally assertive, more opinionated, more ideas, more enterprising. And then their basic situation, a group of people in a Christian civilization and the basis of civilization does not go their way and in some basic way, they’re going to want to transform it. Between energy, intelligence and enterprise, the situation of being an outsider, it naturally gives rise to radicalism when they enter the larger society.”

Luke: “How do you think we Jews in our heart of hearts regard you non-Jews?”

Jim: “Some Jews don’t like non-Jews at all. Some people think I’m Jewish so you hear resentful and dismissive things about non-Jews. You really can’t trust them. For the Jews to have survived, they have to have more cohesion than most. For some, it takes the form of a negative view of others, but what the distribution is I don’t know.”

Luke: “How do you feel about Jesus Christ?”

Jim: “He’s extremely difficult to understand, he’s dramatic, he’s what you expect God to be if He became human. He does striking things.”

Luke: “Have we had an election in this country that affected your happiness?”

Jim: “Not a lot.”

Luke: “Do you think Islam is compatible with the West?”

Jim: “No, not at all. It’s got its own grip on reality, that reality is arbitrary because God is arbitrary, man is powerless, the rules we have to follow don’t have any reason behind them. The basic outlook eats away at any high civilization. Islamic civilization tended to run down after all the Jews and Christians got tired of being subject to Sharia and converted. The more Islam spread, the more it ran down.”

“Intellectual life is not lively in Islamic countries.”

Luke: “What do you think about making the practice of Islam illegal in the United States?”

Jim: “It seems like a bad idea. I’m not eager to have lots of Muslims move here. It seems crazy to make Turkey a part of the European Union.”

We talk about common weaknesses among Christian intellectuals.

Jim: “An intellectual who is not first concerned with truth is going to have some problems.”

“The tendency to baptize too many practices. Was Martin Luther King really the great Christian leader of the past 500 years? It seems to me he wasn’t.”

“The idea that the Civil Rights movement in its ultimate goal is this great manifestation of all that is best in Christian thought just doesn’t make sense. You’re trying to join two separate things — the basic liberal idea of equality due to the interachangability of all desires and the Christian concept are quite different.”

Luke: “What is the minimum IQ needed to be a Christian?”

Jim: “I don’t think it has to be too high.”

Luke: “You just need the faith of a little child?”

Jim: “Yes.”

Luke: “America’s demographics have changed dramatically over the past 50 years. Is America as likely to be great in the years ahead with a different population?”

Jim: “It seems unlikely. When you have this enormous diversity of population, it seems that you have less cohesion, less mutual trust, fewer common memories to hold people together, fewer common loyalties, more emphasis on jockeying for position with other groups, more jealousy.”

Luke: “Are you saying that racial diversity is not our strength?”

Jim: “It obviously isn’t. That’s obviously silly. Very large and deep racial divisions aren’t helpful. It’s bizarre that people would think that multiplying them is going to give us a big interest.”

Luke: “Everybody organizes in their group interest but whites. Why?”

Jim: “Until 50 years ago, America was 90% white and 10% black. When you think of the country as yours, you don’t think of yourself as organizing in group interest. You just think of running the country.”

Luke: “Have you traveled much outside of the United States, and if so, how has that affected your philosophy?”

Jim: “I was in Afghanistan in 1969-1971 with the Peace Corps. If you live in a place like that for a while, you come home and see your home with different eyes. You don’t take things for granted as much. You see that this is a particular way of organizing things that is not inevitable. You are less likely to get absorbed completely by whatever the accepted ways of looking at things are.”

Luke: “Who are the leading Christian public intellectuals?”

Jim: “My feeling about the Church in America is that we are all so mediocre.”

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David Rubin Sentenced

Report: “A federal judge sentenced CDR Financial Products Inc. founder David Rubin to two years’ probation and ordered him to pay a combined $5.65 million in fines and restitution for his role in rigging bids for municipal bond contracts.”

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Oh, The Humanity!

* During the rabbi’s sermon, these two guys next to me were whispering. A woman directly across the mechitza repeatedly opened up the curtain and told us to be quiet. The men kept talking. After five minutes, I forcefully shut the curtain on her. She ripped it open and I saw it was a friend of mine. I shrunk down in my chair. The guy next to me gave me a high-five.

* From 10pm to 3am when I can’t sleep, I listen to Dave Barry CDs, after 3 am and unable to sleep, I listen to Dr. Daniel Siegel lectures on brain chemistry and secure attachment. By 7 am, I get up no matter.

* “So she has a wonderful personality, a great body, looks like a model, and of course the first thing Luke asks her, ‘Are you a lesbian?'” (Friend)

* The more Orthodox Jews and liberal Jews interact, the more we hate each other and the more we realize it is best we go our separate ways.

* “If you came to my house, my wife would make you feel like a part of the family, but she’s not going to land on the moon. That’s a man’s job.” (Friend)

* I know what happened to that missing Malaysian plane! She turned his head, he turned the plane and they all kept on going until they ran out of gas.

* When something goes horribly wrong, like being unable to located this Malaysian plane after many days, my first suspicion is incompetence and my second suspicion is bad luck and my third suspicion is evil.

* My teachers often said I challenged them more than any other student and force them to clarify. My bosses say the same thing. “Why do you have to challenge everything?” My dates have said, “I feel like you’re always testing me.”

* My therapist asked me why I wasn’t doing more to move ahead in a career. I said my number one goal was to get sane.

* I say every Yid should have three passports for when the goyim turn on us. One for Europe, one for here, and one for a yellow country. We need to cover all the bases.

* I’ll never forget my shock in 1984 in Australia. A group of us were watching a movie and there were subtitles and this wife started saying them aloud. “I can read,” I said indignantly and then they explained that Johnny couldn’t read. I’d never had a friend before who couldn’t read.

* It’s such a gorgeous day outside, I feel like a right wally staying home all day, yet that’s what I’ll do, pursuing my intellectual and journalistic interests from the safety of my own computer, talking to my brother in Australia via Skype etc.

* A friend asked: “What can you and I do to help people have more enlightened attitudes toward others of different faiths?” I’m not sure it is worth it. The more respectful people are of other religions, the less committed they are to their own, and the less group cohesion they enjoy. Ethnic and religious bigotry ties people together. I love going to my Orthodox shul and bagging on those who are different. I have fond memories of the ridiculously exclusivist approach of my Avondale College heritage.

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