Six Easy Ways To Make $100

The MyMoneyBlog is my favorite personal finance blog. Here’s a popular entry:

1) Earn interest on your idle cash.

Open up a high-yield savings account that links up directly with your existing checking account and pumps up that piddly interest rate you’re getting now. At around 5% APY, with every $2,000 in cash you can make $100 more in interest a year. Banks with local branches like Washington Mutual and Citibank are even in the game.

2) Earn some quick bucks for signing up for accounts.

You can get up to $250 upfront just for signing up and making a purchase with several credit cards. Just put them away afterwards, there’s no need to pay a penny of interest. I’ve certainly made thousands of dollar this way.

3) Get cash back whenever you make a purchase.

If you are responsible with credit cards, you should really use a credit card that gives you cash back or other perks when buying everyday purchases like groceries, gas, and everything else. Here’s a list of my favorite rewards credit cards. You can easily get back $100 a year without changing your spending patterns.

4) Save on monthly expenses

5) Make your credit card pay YOU interest!

For something more risky but potentially more profitable as well, read up on how you can make thousands of dollars off the credit card companies. If you borrow just $2,000 of the credit card company’s money from a 0% APR offer and sock it away at 5% interest (see above), that’s a quick $100 a year! Do it with $40,000 or more like I’ve done, and make over $2,000 in one year!

Posted in Blogging, Economics | Comments Off on Six Easy Ways To Make $100

The Glamorous World Of Self-Publishing

In October, I sold 21 copies of my book The Producers: Profiles in Frustration (royalties for the month amounted to $81.27. Fifteen copies were paperbacks and six were e-books. I’ve sold a total of 230 copies of that book. I sold eight copies in September.

Here are a couple of good books on making money through self-publishing: The Complete Guide to Self Publishing and The Self Publishing Manual.

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Mizrachi Bank’s Los Angeles Rep

From the New York Times:

In some cases, the contributions were returned as cash payments through what the government called “an underground money transfer network” involving businesses in and around Los Angeles’s jewelry district, the government said.

Three men in California were charged with taking part in the money transfer network: Yaacov Zeivald, 43, a professional scribe from Valley Village, Calif.; Yosef N. Naiman, 55, a tour company owner from Los Angeles; and Alan Friedman, 43, a businessman, also from Los Angeles. A fourth man, Moshe A. Lazar, 60, a diamond dealer, was charged in the scheme as well and was believed to be in Israel, the government said.

The contributions were repaid by a sophisticated series of wire transfers from businesses controlled by the Spinka sect to secret accounts in Israel, the government said. The accounts were established with the help of an official at the Israeli bank, Joseph Roth, 66, of Tel Aviv, who was arrested in Los Angeles, and a Tel Aviv lawyer, Jacob Kantor, 71, who remained at large in Israel, the government said.

According to the indictment, Mr. Roth helped the contributors get loans from a Los Angeles branch of the bank so their money would be available to them in the United States. The contributors could also hire officials of the Spinka sect to repatriate their money for them, albeit for a fee, the government said.

For about a decade, Yossi Ross aka Joseph Roth, 66, of Tel Aviv, was Mizrachi Bank’s L.A. rep. Traditional Jews had the attitude, "Let’s bank with Mizrachi Bank and make Israel some money."

Orthodox Jews knew Yossi. He lived in the Valley. He lived an Orthodox life. At Shaarey Zedek, he’d daven from the bima (pulpit). He had a nice voice. He was a nice guy.

"You can’t tell me more people weren’t involved," says a source. "Yossi Roth knew every frum Jew in Los Angeles."

"I’m sure there’s going to be another indictment."

Posted in Jews, Los Angeles, Spinka | Comments Off on Mizrachi Bank’s Los Angeles Rep

Christians Vs. The Porn Convention

Shelley Lubben blogs:

The world’s largest gathering of porn stars is coming up in January, 2008 and I need your help! There will also be about 250,000 porn fans who will be attending as well.

God has really opened a huge door for me into the porn industry and he has also sent me ANOTHER ex porn star who I will be teaming up with to reach out to the porn stars and porn fans. In fact, this woman was at AVN Convention last year as a porn star and this year God got a hold of her and now she’s willing to go back to the very filth that trapped her so long in order to reach out to others. What an awesome team we will make! My husband Garrett will also be joining us along with several other team members.

I will definitely need lots of help to do this so if you want to help me reach out to thousands of porn stars and hundreds of thousands of fans, then contact me asap at myspace…

We also need PRAYER for protection to do this outreach. Las Vegas is not a game, especially the AVN Porn Convention.  There will be pornographers and pimps who hate what we do and may try to stop us. There will be over 250,000 porn fans (mainly men with cameras) who will be walking around very stimulated. There will be thousands of drugs users. Yes, it is no joke. The sex industry is not to be taken lightly. So, we must have your prayers for protection over ourselves and our family members. Also, please pray for all the ministries that reach out at the porn convention for their protection as well.

I will also need volunteers who live in the Las Vegas area to hand out the truth tracts to educate porn fans about the TRUTH behind the fantasy of porn. I prefer women to volunteer and that there be teams of two for safety. Please understand there may be opposition. But of course God is bigger! To volunteer, please reply here at myspace or email me at [email protected].

Also, we are seeking men who have previous experience with security guard work who are in the Las Vegas area and would like to help us as we outreach to porn stars and educate porn fans. I prefer men who have already been exposed to the Vegas scene as the porn convention is no joke. If you can volunteer and have a heart to demonstrate the love of Christ to ALL people at the convention, then contact me [email protected] or here at myspace.

I chat on the phone Sunday with Heather Veitch, another Christian evangelist to the sex industry. She messaged me because she was upset with the approach above.

Heather: "Annie (ex-hooker for Jesus) and I are getting really concerned… There are a lot of people going to the convention who are Christian…making a call for volunteers… They’re asking for bodyguards and prayer for protection because there are so many drug users at the convention. It’s almost like they’re creating a hostile environment for us to go into. We’ve never had any problems like that. I’m not going to a Mafia convention. I’m going to a porn convention. They’re making it like we are almost going into a group of monsters. When you say things like that, you offend people and they do want to attack you.

"Annie and I can’t wait to see everybody. We’ve never been treated bad. I’ve never had people come after me or disrespect me or try to stop me.

"These aren’t monsters. These are just people who like sex and like to watch sex."

"I feel partially responsible as I was one of the first girl groups to go in. I feel bad if I have inspired people to come in who aren’t going to be loving in the way I am."

Luke: "How are you holding up?"

Heather: "Well. It’s been almost a year since my divorce. It’s old news. I knew it was going to come out."

"The leadership of my church has seen [the new movie about Heather — Pussycat Preacher]. They loved it. It’s really good. It’s more personal than Missionary Positions. It’s going to impact the church. All the Christian theologians who’ve seen it said it’s made them question what kind of Christian they’ve been all these years. And it made them want to change.

"It’s going to show that God can use anybody, even a flawed person.

"It was a huge risk for me because I was myself the whole time.

"I’ll get eaten alive for it."

Posted in Christianity, Heather Veitch, Pornography | Comments Off on Christians Vs. The Porn Convention

Carolla stunt backfires! Cohost Danny Bonaduce gets his own radio show while Carolla is forced to fend for himself in the mornings…

TabloidBaby reports:

Pouting radio boremeister Adam Carolla‘s sickout last week from his morning radio show heard in Los Angeles and other markets on the west coast has backfired as his professional cohost Danny Bonaduce has been cut loose from the second banana role and elevated to own afternoon radio show.

Bonaduce’s forced entry onto the Carolla team a year ago led to blossoming ratings, new energy and unprecedented relevance for the struggling monotonous replacement for Howard Stern’s broadcast. But despite the intelligence and wit Bonaduce brought to the proceedings, Carolla’s jealousy has been evident on air in recent months, especially after Bonaduce began to receive rave reviews for his raw-nerved honesty in wake of his divorce, new television deals and public controversy that only raised his own profile while dragging the show along behind him. Last week, Carolla "called in sick," hoping to force his bosses to return creative control and to boost his salary, as they had rewarded Bonaduce.

As a result, the CBS Radio suits showed they’ve been watching this space, and have done what we’d asked them to do in October– they’ve given Bonaduce his own afternoon show, stealing an hour from the mirthless laughfest of Frosty, Heidi and Frank.

TabloidBaby reports:

With word that radio droner Adam Carolla has wrested– and wrestled– back control of his morning Los Angeles radio show, Carolla’s core group of male fans is literally giddy with a homoerotic glee not seen since the N’Sync farewell tour.

Fan boys and dumb jocks alike have been spreading their wet tears and slobber across the new UN-Official Adam Carolla Show Message Board that they quickly set up to swap spit in their private he-man woman hater’s club after– as we reported exclusively— CBS Radio suits stupidly shut down the official message board earlier this week because of all the negative comments posted by Carolla boytoys who were worried their hero was about to lose his show to Danny Bonaduce, the former child star and radio veteran who was hired to save the show a year ago.

Bonaduce’s presence in the morning mix is what injected a jolt of real-life vitality that opened it up beyond the small-minded, anti-intellectual, immigrant-hating, woman-fearing, fake macho, blustering blockhead know-it-all hole that Carolla mines– and did indeed raise ratings and make the show a viable, if tail-dragging morning show.

It was Bonaduce, after all, who was most in demand in 2007, with offers to host a show in Chicago, as well as working more television gigs that will earn him millions.

Carolla’s meanspiritness in the past months and his bullying backstabbing of Bonaduce is reflected in the humourless braying of his fanboys, who, as their reaction to these posts can attest, wouldn’t know a joke if it bit them on their cottage cheese asses.

It also bodes ill for Carolla’s radio future.  While he managed to move his competition to another timeslot, his survival has more to do with his connections to comedy star Jimmy Kimmel and Kimmel’s consulting deals with the CBS Radio Group than his own prospects.   Without Bonaduce, and left to his own devices, the Ace Hole is bound to beat the same dead horses morning after morning, to the approving chuckles of his in-studio mopes and his listless, obedient fifties-style "news girl," and be out on his own ass by next December.

Unfortunately, it’s looking like the joke is on Carolla’s boypen.

Posted in Tabloid Baby | Comments Off on Carolla stunt backfires! Cohost Danny Bonaduce gets his own radio show while Carolla is forced to fend for himself in the mornings…

Los Angeles Public Library Offers Free Video Streaming

You can now watch movies, TV shows, documentaries etc for free. Click here and check it out. I’m going to watch this documentary on Yosemite. I was there in May and loved it.

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Brushing Your Teeth On Shabbos

Rabbi Gil Student writes: "This past Shabbos my eight-year-old son had a friend sleeping over. At night, I told my son to go brush his teeth with toothpaste and I told his friend not to brush his teeth. My son quickly went for the issue dearest to his heart, "That’s not fair." Then he went for the piety argument, "It’s assur." I quickly explained to him that we follow Rav Soloveitchik (and Rav Ovadiah Yosef and Rav Chaim Regensburg) who allowed it while his friend probably follows Rav Moshe Feinstein who did not allow it."

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Demystifying doctor-speak, old wives’ tales

From the LAT:

What is a "Hasselhoff" in doctor-speak? Does eating turkey really make you unusually sleepy? Why is it better to celebrate a big victory with champagne rather than beer?

Those are some of the questions addressed in the British Medical Journal’s Christmas issue, which collects some of the more arcane reports the journal received during the year.

A Hasselhoff is a patient who shows up at an emergency room with an injury and a bizarre explanation, said Dr. Paul Keeley of the Glasgow Royal Infirmary in a short compendium of newly minted words used by doctors. The term comes from former "Baywatch" star David Hasselhoff’s bizarre 2006 shaving accident in which he struck his head on a chandelier; the broken glass severed four tendons and an artery in his right arm, requiring immediate surgery.

Even snarkier is the term "Ringo," after Beatles drummer Ringo Starr, which refers to a member of a team who is expendable. Draw your own conclusions.

Other new terms include: "disco biscuit," another name for the drug Ecstasy; "Jack Bauer," a doctor still up and working after 24 hours; and "testiculation," "the holding forth with expressive hand gestures by a consultant on a subject in which he or she has little knowledge."

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Secular Europe or Religious America? A Response to the Times’ Roger Cohen

Dennis Prager writes:

Last week, New York Times columnist Roger Cohen wrote a column titled "Secular Europe’s Merits," in which he explained why he prefers the secularism of Europe to the religiosity of America.

To his credit (other New York Times columnists do not generally agree to debate anything they write — Paul Krugman, for example, has refused to discuss his new book on liberalism with me), Cohen agreed to come on my show, and proved to be a charming guest.

A distinguished foreign correspondent for Reuters and the International Herald Tribune, Cohen nevertheless betrayed what I believe is endemic to those who favor Europe’s secularism to America’s religiosity — emotion rather than reason.

Here are some of the points from his opinion piece followed by my responses.
Cohen: "The Continent has paid a heavy price in blood for religious fervor and decided some time ago, as a French king put it, that ‘Paris is well worth a Mass.’"

There is no doubt that Western Europe abandoned religion and opted for secularism largely because of the blood spilled in religious wars, just as it abandoned nationalism because of all the blood it spilled in the name of nationalism during World War I.

However, Cohen and others who argue for a secular society ignore the even heavier price in blood Europe has paid for secular fervor. Secular fervor, i.e., communism and Nazism, slaughtered, tortured and enslaved more people in 50 years than all Europe’s religious wars did in the course of centuries.

This point is so obvious, and so devastating to the pro-secularists, that you wonder how they deal with it. But having debated secularists for decades, I predicted Cohen’s response virtually word for word on my radio show the day before I spoke with him. He labeled communism and Nazism "religions."

This response completely avoids the issue. Communism and Nazism were indeed religion-like in their hold on people, but they were completely secular movements and doctrines. Moreover, communism was violently anti-religious, and Nazism affirmed pre-Christian — what we tend to call "pagan" — values and beliefs.

In fact, the emergence of communism and Nazism in an increasingly secular Europe is one of the most powerful arguments for the need for Judeo-Christian religions. Europe’s two secular totalitarian systems perfectly illustrate what G.K. Chesterton predicted a hundred years ago: "When people stop believing in God, they don’t believe in nothing — they believe in anything."

Cohen: "The U.S. culture wars have produced . . . ‘the injection of religion into politics in a very overt way.’"

Cohen gives no examples, and though this charge is constantly repeated by many on the left, I have yet to figure out what exactly these critics mean. Do they mean, for example, that those who deem abortion immoral and wish to ban it (except to save the mother’s life or in the cases of incest or rape) have injected religion into politics? If so, why is this objectionable?

What are those who derive their values from religion supposed to do — stay out of the political process? Are only those who derive their values from secular sources or their own hearts allowed to attempt to influence the political process? It seems that this is precisely what Cohen and other secularists argue. But they are not even consistent here. I recall no secularist who protested that those, like the Rev. Martin Luther King, who used religion to fight for black equality "injected religion into politics in a very overt way."

The leftist argument against religious Americans’ "injection of religion into politics" is merely its way of trying to keep only the secular and religious left in the political arena — and the religious right, primarily evangelical Christians, out.

Cohen: "Much too overt for Europeans, whose alarm at George W. Bush’s presidency has been fed by his allusions to divine guidance — ‘the hand of a just and faithful God’ in shaping events, or his trust in ‘the ways of Providence.’"

Cohen and his fellow Europeans sound paranoid here. President Bush has invoked God less than most presidents in American history, and the examples Cohen offers are thoroughly innocuous.

Cohen: "Such beliefs seem to remove decision-making from the realm of the rational at the very moment when the West’s enemy acts in the name of fanatical theocracy."

At least in my lifetime, it is the secular left that has embraced far more irrationality than the religious right. It was people on the secular left, not anyone on the religious right, who found Marxism, one of the most irrational doctrines in history, rational. It was only on the secular left that people morally equated the United States and the Soviet Union. It was secular leftists, not religious Jews or Christians, who believed the irrational nonsense that men and women were basically the same.

It is overwhelmingly among the secular (and religious) left that people have bought into the myriad irrational hysterias of my lifetime — without zero population growth humanity will begin to starve, huge mortality rates in America from heterosexual AIDS, mass death caused by secondhand smoke, and now destruction of the planet by man-induced global warming. It is extremely revealing that with regard to global warming scenarios of man-induced doom, the world’s most powerful religious figure, Pope Benedict XVI, has just warned against accepting political dogma in the guise of science. We’ll see who turns out to be more rational on this issue — the secular left or the religious right. I bet everything on the religious.

There is no question but that most religious people have irrational religious views.

However, as I wrote in my last column, theology and values are not the same. I am convinced that the human being is programmed to believe in the non-rational. The healthy religious confine their irrationality to their theologies and are quite rational on social issues. On the other hand, vast numbers of secular people in the West have done the very opposite — rejected irrational religiosity and affirmed irrational social beliefs.

Posted in Dennis Prager | Comments Off on Secular Europe or Religious America? A Response to the Times’ Roger Cohen

Orthodox Union’s Christmas Weekend In Los Angeles

As I walk into shul Friday night, I see Michael Medved. 

"You’re our star!" I say. "I loved your autobiography."

He smiles.

I stay in shul after davening and read a book for an hour while everyone else goes downstairs to eat dinner.

Then I attend a forum with Michael Medved, Dr. Karen Bacon (from Stern College) and Rabbi Danielle… The OU’s Rabbi Daniel Korobkin moderates. The topic? "Are we too integrated [with the gentile world]?"

Says an observer about the Spinka Hasidim scandal: "Blame the Hasidic attitude that we can’t assimmilate with the goyim, therefore we don’t have to observe their laws."

I have to sit through a couple of long midrashim that everybody in the room must’ve heard a hundred times already.

Michael Medved says it is a wonderful thing for Jews, including Orthodox Jews, to join the American military.

It’s easy to get kosher food in the American armed forces.

The panel agree that shuls should not host super bowl parties and casino nights.

I heard one Orthodox rabbi said that he used to have super bowl parties and that he would give shiurim (Torah lectures) during half-time and time-outs.

Michael Medved says Jews should integrate with Gentiles who share their values. How do observant Jews integrate with Gentiles? It’s impossible. Jewish law makes it difficult to socialize with Gentiles.

(Michael brought his father, wife, 15yo son and brother Harry.)

I heard Orthodox Union CEO Rabbi Tzvi Hirsch Weinreb speak Friday night and Saturday morning. In the morning, he cites Conservative Judaism scholar Elliot Dorff in his description of the differences between Judaism and Christianity. Rabbi Weinreb talks about the many considerations and consultations the OU must take before they speak out. They got President Bush’s permission to speak out with criticism of his stem cell research program. The rabbi concludes Shabbos morning with a poem from Robert Frost.

Rabbi Weinreb looks to be about 60. He doesn’t exude energy. He doesn’t try to be anything he’s not. He moves and speaks with deliberation. He’s a rock.

Joe emails:

I would say on the whole the speech Saturday morning by Rabbi Weinreb was the highlight of the whole conference. Here was a prominent orthodox figure quoting from a conservative Jew with total nonchalance. Eliot Dorff is brilliant whether you agree or disagree with him. I thought R. Weinreb’s mixture of quotes from a range of sources and his clear ideas were great. Sunday had one interesting class on Orthodox Judaism in the future. The class was on how the modern world developed, which was interesting. It didn’t speak at all about the future. So, you were probably better off not going.

There were no women to pick up. If you didn’t know better, the convention looked more like a AARP convention. But the conference organizers were sure happy with their mediocre achievement.

 

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