Blacks Default On Their Debts, Whites To Blame

Summary: “Blacks defaulting on their debts is proof of white racism, in order to fix it we need more affirmative action and public housing in order to fix it.”

Link: …a ProPublica investigation found massive racial disparities in debt collection lawsuits.

That’s not only true in Jennings. The story is the same down the road in Normandy and in every other black community nearby. In fact, when ProPublica attempted to measure, for the first time, the prevalence of judgments stemming from these suits, a clear pattern emerged: they were massed in black neighborhoods.

The disparity was not merely because black families earn less than white families. Our analysis of five years of court judgments from three metropolitan areas — St. Louis, Chicago and Newark — showed that even accounting for income, the rate of judgments was twice as high in mostly black neighborhoods as it was in mostly white ones.

These findings could suggest racial bias by lenders or collectors. But we found that there is another explanation: That generations of discrimination have left black families with grossly fewer resources to draw on when they come under financial pressure.

Over the past year, ProPublica has investigated a little-known but pervasive shift in the way debt is collected in America: Companies now routinely use the courts to pursue millions of people over even small consumer debts. With the power granted by a court judgment, collectors can seize a chunk of a debtor’s pay. The highest rates of garnishment are among workers who earn between $25,000 and $40,000, but the numbers are nearly as high for those who earn even less.

Despite their prevalence, these suits remain remarkably hidden, even to people in the communities most burdened by them.

Why, it’s almost like structural racism exists and that we should take those issues seriously and create policy, like public housing, affirmative action, schooling, etc., that seek to break down those legacies. Of course, all those policies I just mentioned have either been eliminated or significantly repealed by the courts or for that matter by upper class white people sending their children to private schools or moving to the suburbs for the schools. There’s something of a solution to the debt problem, which is significantly reforming the laws allowing for punitive debt collection, but the real story here is the long-term structures that leave African-Americans without the ability to fight against debt collectors or even realize what rights they have, problems whites face at significantly lower rates. More on the structural side of this:

The Metropolitan St. Louis Sewer District provides service to almost all of the city of St. Louis and the surrounding county. The bill is not usually a large one — the average monthly rate in 2012 was about $29 for a single family home — but MSD, unlike other utilities like electricity, lacks the power to shut off service to customers who fall far behind.

In 2010, MSD decided too many customers weren’t paying their bills, so it dramatically increased its collection efforts. It went from filing about 3,000 suits in 2010 to filing about 11,000 in 2012, more than any other company that year.

Most of MSD’s customers are white, but the suits were largely filed against residents of black communities like Jennings. ProPublica examined MSD’s court judgments against residents of lower- and middle-income neighborhoods and found that MSD obtained judgments in the mostly black neighborhoods at a rate about four times higher than in the mostly white ones.

When MSD sues, the debts can be quite small, even as little as $350. And the size of those debts may help explain why MSD files so many more suits in black neighborhoods.

ProPublica’s analysis of court data for Newark and Chicago found that the debts that led to suits in mostly black neighborhoods were, on average, about 20 to 25 percent smaller than the debts of residents of mostly white ones.

In the Newark area, for instance, when a company sued a resident of a middle-income white neighborhood, the average balance was $3,466; in a black neighborhood, the average was $2,628.

This suggests white consumers are, in general, better able to resolve smaller debts.

This is sort of thing that both reflects difference created over generations and creates difference that will last for generations.

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Ostracized Powerless Despised Minority Celebrates James Franco’s Bar Mitzvah In Atmosphere Of Oppression, Fear, Prejudice

This is why I converted to Judaism — to be a part of such courage and commitment. It’s events like these that make me proud to be Jewish.

From the Jewish Journal:

The actor’s belated coming-of-age ceremony was a prelude to what may have been one of the biggest mitzvah projects in history, serving as a massive fundraiser for Hilarity for Charity, a movement led by comedian, actor and frequent Franco collaborator Seth Rogen to inspire change and raise awareness of Alzheimer’s disease among the millennial generation.
A sold-out Oct. 17 variety show-style event at the Hollywood Palladium, which has a capacity of 4,000 people, was a hot ticket and included a performance by Miley Cyrus. In a phone interview with the Journal after the event, “Conan” writer Rob Kutner, who wrote material for the event, said Franco referenced the week’s Torah portion (Noach) in his speech, saying that as he’s only now become a man, he shouldn’t be held accountable for anything he did before. (Franco is known for some eccentric behavior, especially in social media.)
Another segment featured Rogen requiring Franco to have a “circumcision.” It was performed by actor Jeff Goldblum (going by the moniker “Rabbi Jeff Goldblum”), and — in a bit Kutner came up with — actor Zac Efron played Franco’s about-to-be-severed foreskin, uttering its last words, which included, “While you have the mohel, why don’t you have him cut away some of your eyelids so you can finally see?” referring to the star’s famously squinty smirk.
Malina Saval, an editor for Variety who was covering the event, called it “spirited, sweet and meaningful in places that one would not necessarily expect.”
“The crowd rocked out and danced the horah to Haim’s guitar-heavy rendition of ‘Havah Nagilah,’ Seth Rogen, dressed as Tevye, sparked a sense of nostalgia for anyone who grew up starring in their Hebrew school production of the play [“Fiddler on the Roof”] and over $2 million was raised for Hilarity for Charity, which provides care and support for those suffering from Alzheimer’s. Talk about tikkun olam!” she told the Journal via email.
While the event was a spectacle of a fundraiser, it also proved to be a chance for Franco — whose mother is Jewish — to connect to a tradition that he never really felt a part of before, according to Mayer (aka Rabbi Brian). Two weeks before the media-filled fundraiser, the actor stood with the rabbi in front of a Torah and chanted in Hebrew and English before a small crowd of people from Franco’s production company.

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The Strange Case of Anna Stubblefield

Why does it feel like there are a disproportionate number of Jews in every form of societal insanity (as well as brilliance)?

Oy. Is this lady good for the Jews?

From the New York Times:

She told the family of a severely disabled man that she could help him to communicate with the outside world. The relationship that followed would lead to a criminal trial.

Anna didn’t want to keep her feelings secret. As far as she knew, neither did D.J. In recent weeks, their relationship had changed, and it wasn’t clear when or how to share the news. ‘‘It’s your call,’’ she said to him in the lead-up to a meeting with his mother and older brother. ‘‘It’s your family. It’s up to you.’’

When she arrived at the house on Memorial Day in 2011, Anna didn’t know what D.J. planned to do. His brother, Wesley, was working in the garden, so she went straight inside to speak with D.J. and his mother, P. They chatted for a while at the dining table about D.J.’s plans for school and for getting his own apartment. Then there was a lull in the conversation after Wesley came back in, and Anna took hold of D.J.’s hand. ‘‘We have something to tell you,’’ they announced at last. ‘‘We’re in love.’’

‘‘What do you mean, in love?’’ P. asked, the color draining from her face.

To Wesley, she looked pale and weak, like ‘‘Caesar when he found out that Brutus betrayed him.’’ He felt sick to his stomach. What made them so uncomfortable was not that Anna was 41 and D.J. was 30, or that Anna is white and D.J. is black, or even that Anna was married with two children while D.J. had never dated anyone. What made them so upset — what led to all the arguing that followed, and the criminal trial and million-­dollar civil suit — was the fact that Anna can speak and D.J. can’t; that she was a tenured professor of ethics at Rutgers University in Newark and D.J. has been declared by the state to have the mental capacity of a toddler…

Anna shared this interest in disabilities: As a high-school student, she studied Braille and learned the alphabet in sign language. But as a junior academic, she would apply the mandate of tikkun olam to a different focus — the fight for racial justice. Since getting her Ph.D. in 2000, she has become a prominent scholar in the field of Africana philosophy, has published widely on race and ethics and has served as the chairwoman of the American Philosophical Association’s Committee on the Status of Black Philosophers — the first and only white scholar ever to have done so. ‘‘Our world is in shambles,’’ she wrote in ‘‘Ethics Along the Color Line.’’ ‘‘White supremacy is central to this state of affairs, and we cannot repair the world without ending it.’’

Her own family is mixed-­race — she has two children with her ex-­husband, Roger Stubblefield, a black tuba player and classical composer. For 11 years, she served on the faculty at the Newark campus of Rutgers University, whose student body is among the nation’s most diverse. Yet for all her work on behalf of African-­Americans, she worried that she might be ambushed by the ‘‘habits of racism.’’ ‘‘Even in well-­intentioned quests to be antiracist,’’ she wrote, ‘‘white people all too often invade or destroy the space of nonwhite people.’’ The same essay lays out what could be a thesis statement for her whole career: It is crucial, she wrote, for white philosophers ‘‘to wrestle with the horrors and conundrums of whiteness.’’

A Jewish friend says:

There is just so much wrong that is going on there. Like it is the ultimate distillation of what is wrong with our world.

A Thought Experiment: Suppose the Jews had collectively decided in the first Millennium that it sucked being a Jew, and that conversion to whichever was the dominant religion in the area was the way to go. Let us assume that the last identifiable Jewish community dies out by 1492. Would the world of today be a better place?

There would be no loss in the arts.

But in the sciences of the last 150 years there would have been a huge impact.

There still would have been a WW 1, since the Jews had absolutely nothing to do with it.

But still, it is hard to see how America would have ended up as sick as it now is without the Jewish do-gooders of 100 years ago through to the present. When a Jew leaves the Torah Corral horrible things happen.

This NYT Magazine story makes me want to vomit. Every element of it.

Chaim Amalek writes: “Here is the set-up for today: The Rapture occurs just as the Christian eschatologists say it will except ONLY the Jews are taken. So we end up with a world without Jews. First thing that happens is once they figure out what has happened, the arabs swarm over Israel. And then various arab armies invade to see who gets to control it.”

Posted in Abuse, Blacks, Jews | Comments Off on The Strange Case of Anna Stubblefield

Republicans Are The White Party

Steve Sailer writes: Maintaining a Coalition of the Fringes isn’t easy, especially when the most colorful and entitled-feeling element in the coalition are African-Americans. The Democrats have benefited from positioning the Republicans as the White Party while stirring up anti-white animus. But the Democrats’ danger is becoming the Black Party. If you are an Asian, say, and you have to choose who to cast your lot with, the White Party or the Black Party, is your choice really that difficult?

The Democrats have benefited from the decline of the crime problem. But it’s recent explosion precisely in places where Democrats are pandering hardest to blacks — e.g., St. Louis, Baltimore, and Capitol Hill — indicates the problems Democrats will face in future decades keeping their black constituents from driving out their nonblack sympathizers.

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Arab: If Israel disappears, others will too

An Arab writes: Since 1948, we Arabs have been taught that all we need to do is get rid of the Jewish state, and ‎everything else will go well after that. Our dictators took full advantage of this idea. Egyptian President Gamal Abdel Nasser locked up and executed his opposition members ‎using his famous excuse: “No voices are to be allowed except for those for the war with ‎Israel.” Iraqi President Saddam Hussein adopted the Palestinian flag and had it ‎printed, distributed and flown alongside his own flag, and even said, “Palestine and Iraq share the same ‎identical cause.” In short, we Arabs have put 70 years of our existence on hold while awaiting that ‎‎”glorious day” when we defeat Israel and “feed the Jews to the fish.”

But that day did not come, nor does ‎it seem to be coming, as Jordanian opposition figure Emad Tarifi once told me: “It seems the fish in ‎the sea are not betting on us feeding them Jews.” ‎

In addition, we Arabs have given our dictators carte blanche to impoverish, terrorize, oppress and ‎destroy us all in the name of “the great Arab struggle to end the Zionist entity.” The outcome of this has ‎been clear: While Israel made 10 new breakthroughs in cancer and cardiac treatments in the last two years ‎alone, we Arabs developed new execution methods. The latest is death by drowning in a cage, as ‎shown in an Islamic State group video two weeks ago.‎

We Arabs have wasted seven decades of our existence awaiting Israel’s demise. It is time to think of the future, and whether Israel’s “disappearance” should be our ‎ultimate wish.‎

Being the son of two Palestinian-Jordanian refugees, I find myself inclined to fear for the future. Regardless of my stance toward Israel, I have to think: What would happen if, one day, Israel were to disappear? While it does not seem feasible, it is the day around which entire Arab political, social and economic systems revolve. ‎

It is not only Arabs who want Israel gone. There are others who seek the same, for ‎example anti-Semites in the West. Just last week, neo-Nazis marched in London with swastikas and the Palestinian flag. The organizer of the march claimed it was a protest “by all of those ‎who have suffered because of Israel.” There are groups calling for a boycott of Israel “for ‎the sake of the Palestinian people.” There are countries whose entire foreign policy seems to revolve around opposition to Israel. We ‎Palestinians might have believed that these groups and countries actually care about us, but they take no interest in the fate of the ‎‎150,000 Palestinians being starved to death in Syria’s Yarmouk refugee camp, nor in an estimated ‎‎5.8 million Palestinians in Jordan (as indicated by a U.S. Embassy cable) who live as second-‎class citizens and are banned from government jobs and any form of state benefits while paying full taxes.‎

If these Israel-haters got their wish to see Israel disappear, what would ‎happen?‎

First, Israel is the only reason Iran does not yet have nuclear weapons. Iran could buy the ‎technology to produce them, or could learn it quickly the way Pakistan did. Why has Iran been slow in ‎doing so? Because it learned a lesson from the experience of Saddam’s Osirak reactor, which Israeli jets reduced to rubble in 1981.‎

Then, almost everyone, including George H. W. Bush who was vice president of the United States at that time, were furious ‎with Israel’s move. But 10 years later, when the U.S. fought to liberate Kuwait, ‎the situation would have been totally different if Saddam had kept his nuclear program — and the only reason ‎he did not was Israel.‎

Further, Iran already controls at least a third of Iraq and its resources through a pro-Iranian ‎regime. If Israel were to disappear, Iran would extend its influence into Jordan, Kuwait and Bahrain ‎the next day, as it would not have to fear an Israeli reaction. Iran could then bring the world to its knees by reducing oil ‎production.

Iran is not the only evil power in the Middle East: We also have Islamic State, which has now spread across ‎Iraq, Syria, Sinai and Libya, with clear ambitions to enter Jordan. Islamic State has not entered Jordan yet, and this is not ‎because of any fear of the Jordanian army. After all, the Global Firepower website ranks Jordan’s army at ‎the same level as the Iraqi army, which Islamic State has defeated many times. Islamic State does not dare enter Jordan for one reason only — its fear that Israeli jets would catch up with it 15 minutes later.‎

If Israel were to disappear and be replaced by a Palestinian state, the Palestinians would most likely end up ‎with another Arab dictatorship that oppresses them and reduces them to poverty. We have partially ‎seen that with the Palestinian Authority and the “liberated” areas it rules. I regularly visit the West ‎Bank and have interviewed scores of Palestinians there. I can confirm that, as much as they hate ‎Israel, they still openly yearn for the days when it administered the West Bank. As one Palestinian told me, ‎‎”We prayed to God to give us mercy and rid us of Israel; later, we found out that God had ‎given us mercy when Israel was here.”‎

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Bridge Of Spies

Steve Sailer writes:

Almost three years ago, the Academy Awards gave the Best Picture Oscar to Ben Affleck’s Iranian hostage drama Argo to encourage making more medium-budget movies for grown-ups. Bridge of Spies, Steven Spielberg’s Cold War film about the negotiations to exchange Soviet spymaster Rudolf Abel for American U-2 pilot Francis Gary Powers, is very much in the Argo tradition.

With Spielberg’s eye for re-creating the physical environment of his childhood years, a screenplay rewritten by the Coen brothers, and Tom Hanks as master negotiator James B. Donovan, Bridge of Spies might well be better than Argo. Yet, while the liberties taken with history didn’t much hurt Argo’s impact (unless you are a Canadian annoyed by the diminishment of the heroic Canadian role), the rewriting of Bridge of Spies’ leading man to make the role more suitable for Hanks’ famous regular-guy routine has left Spielberg and the Coens seeming a little furtive.

Comments to Steve Sailer:

* For all those mad at the United States for violating the sovereign skies of Soviet Russia, the offered explanation is that doing this, which was believed to have left many of our unnamed pilots in the Gulag who are not spoken of in Spielberg’s movie, had an important reason. Our “open” society gave Soviet spies access in a way that the Soviet police state kept our spies out. Our radars and air defense kept Soviet planes out of our airspace in the way that the big-winged Canberra recce bomber and the U-2 were not kept out, but as the movie points out, it was a close thing.

For those folks who for whatever reason cannot get this message, there is the message sent by the RB-47 Incident, where the Soviets shot down a recce bomber gathering radio intelligence in what we claim was international airspace above international waters, killing the intelligence specialists in the bomb bay and taking the pilots prisoner.

Jerry Pournelle has long claimed that “our people” performed a “wet job” on Soviet agents in Vienna. The Soviets did not get all indignant and tu quoque as in the U-2 incident, pounding the table, “You Americans think you are so virtuous, but you just committed acts of murder of our people!” No, they “got the message” regarding the asymmetry of the Cold War intelligence gathering standoff, and they stop molesting our aircraft. They were aware that their agents had free reign in the free countries and that they had a lot to lose if we quietly started assassinating them.

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Would I Give Up Blogging For A Wife?

Luke: I don’t think I could take you coming every week, I’d be too jealous of your celebrity.

Friend: We are both celebrities in our own worlds. FYI, I’m not enjoying your Twitter style retweeting on fb. Don’t be such a twit.
Would you be willing to give up ALL social media for a wife?

Luke: No, unless she was hot.

Friend: Did you even have to think of that dilemma, or was it a slam dunk?

Luke: I thought for 5-10 secs.

Friend: You are not going to get a hot wife, because in your mind she has to be in her twenties to be hot, so it’s not happening.

Really hot women are for dating, not for marriage. For marriage you need to look for the beauty within, then your eyes adjust and you always see beauty in her. The best long term beauty comes from the heart!

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Heartiste: Future President Donald Trump Was Right About George W Bush: He Was Partly Responsible For 9/11

From the Chateau: Steve Sailer unearths video of presidential candidate and ur-cuckservative George W Bush deriding “racial profiling” and calling for less scrutiny of Arab airline passengers eleven months before 9/11. Attaboy, W! For this, Steve earns the Shiv of the Week (sharing the shiv with MPC).

Trump, are you reading? Are your people reading? This is what’s known as GAME SET MATCH for your side. You win. Take every opportunity to shove this inconvenient truth into the plush betaBush faces, and make the entire Hivemind equalist leftoid apparatus and Cuckservatism, Inc. squirm with discomfort.

In related clown world news, a swarm of callow female Canadians and their manlet Cacucks elected a vapid shell entity multikultist, who loves foreigners more than he loves his fellow White neighbors, to lead their country further down the browntown shitter. This cipher, Trudeau, fabulously adores hijab-covered muslims so much he wants to import millions of them and preside over oath-swearing ceremonies that resemble a Charlie Brown Halloween costume party if Charlie Brown was a spiteful, backward ingrate committed to the creation of a worldwide caliphate.

Are we in clown world or the lunatic asylum? Ahmud the hoax bomb maker (yes, the nerdo and his fifth column CAIRhead parents knew what they were doing) was warmly received by president Butt Naked to participate in a ritualistic war dance becoming all-too-common nowadays: the celebration of another victory in the gleeful extirpation of Whites from their American cultural birthright.

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Heartiste: Obesity Is A Form Of Female Abandonment

From the Chateau:

A hefty part of the reason for the high divorce rate has to do with the female version of marital abandonment: obesity.

When a girlfriend or wife gets fat and, ERGO, unattractive to her boyfriend or husband, she has in effect CHECKED OUT of the relationship. (Much like a man who has taken up drink or stopped attending to his woman’s emotional needs has checked out of their relationship.)

The fatted distaff no longer places any value on pleasing her man, and it should surprise no one with integrity that men who have been abandoned by their partners in this way (through a total refutation of the legitimacy of their male-specific desires) react by withdrawing themselves, setting up a reinforcing feedback loop that dooms the relationship.

I bring this up because recently America, fuck yeah! (re)assumed the number one spot on the worldwide obesity charts. Some of this girth increase is the negative externality of the steezer invasion, but not all. White women are getting fatter, too.

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What’s The Point?

All Jews (as well as all blacks, Muslims, whites, Japs, and all peoples and countries) are in a boat. If a tiny number of your people are hacking holes in the boat, and they are not stopped, we all sink.

I often get asked what is the purpose of my postings. In short, I would like for Jews to avoid being thrown into a pit of death as has happened countless times in our history. Thus, I think it is important that we comport ourselves in an honorable way and stop drilling holes in America’s boat.

David Flory: “The Jews with real power in the US and Europe are fouling their own nest very badly (not that they aren’t getting a lot of help from decadent white gentiles). The only races with genuine goodwill for Jews are Western European/Americans, and as they fade demographically so will Jewish power. At the same time, younger whites are going to be very angry about becoming a despised minority in their own country and will be looking for someone to blame. Israel’s nukes are only useful as a deterrent or suicide gesture, and without US backing it’s toast. So I think Luke Ford’s concerns are well justified.”

I want to start an organization called “Jews for Consistency.” We’ll monitor Jewish organizations to make sure that they seek the same things for Jews that they push on non-Jews, and if they don’t, we’ll point it out.

In other words, we’ll ask Jewish organizations that pose as altruistic (such as the ADL, the SPLC, and the Simon Wiesenthal Center) to follow the Golden Rule.

I support all groups organizing in their group interest, but they should be liable for criticism when their actions go against the general good of their country of citizenship.

I support nationalism for everybody (for whites, blacks, Gentiles, Jews, Japanese, Cubans, Croats, etc). I want all peoples to work out their national destiny free of outside domination. I never seek anything for my group that I would not want all groups to enjoy (except in zero-sum cases where I side with my group).

Typically, Jewish organizations, while using the language of universal moral principles, push multiculturalism on the goyim while often seeking the benefits of unity for Jews. For instance, every major American Jewish organizations support immigration amnesty for America, but none of them support the same sort of policy for the Jewish state of Israel.

If Jewish organizations want to protest America being a Christian country, then they should also protest Israel being the Jewish state. If Jewish organizations want to ban hate speech, they should first turn their attention to Jewish texts beginning with the Torah and seek to ban all anti-Gentile sentiments.

If Jewish organizations want to protest anti-Jewish sentiments, they should first protest Jews making negative comments about non-Jews. If Jewish organizations want to track down and persecute ex-Nazis, we’ll demand that they devote equal resources to tracking down Jews who participated in genocides. If being a Nazi is horrible, then surely being a communist is equally horrible and just a couple of generations ago, close to a million American Jews were communists and socialists.

Now, if Jewish organizations such as the ADL and the SPLC will be honest and say that they are ethnic advocacy groups, then we’ll pay them no mind. Every group should organize in their self-interest. What’s obnoxious is when Jewish groups push a multicultural agenda on non-Jews in the name of selfless universal moral principles while reserving ethnic solidarity for Jews.

If Jewish organizations such as AIPAC want to lobby for policies against America’s best interests, we’ll demand that they come clean about how such pursuits brought on the 9/11 attacks.

If Jews want to call anti-Semitism a mental illness, we’ll demand that they apply the same label to Jews who dislike Gentiles.

If Jewish organizations want to make Holocaust revisionism a crime, we’ll demand that they also support criminalizing any criticism of the conventional wisdom that Jewish scholars typically love to challenge (the crucifixion of Jesus, the Crusades, etc). Why should Jewish suffering be any more sacred than the suffering of other peoples? If Jewish organizations want to push for Holocaust education in schools, we’ll demand that this education be proportionate to the number of deaths in genocides, so that most attention goes to the genocides under Mao and then to the genocides, often carried out by Jews, under Stalin (such as the Ukrainian famine), etc.

If it is illegal for whites to have free association and to have white businesses, white schools, and white neighborhoods, it should be similarly illegal for Jews to band together. As a gesture of good faith, these multi-cultural Jewish organizations should push for Jews who own their own homes to take in black and brown homeless and to always have a requisite number of blacks and Mexicans in synagogues, Jewish schools, Jewish organizations, and Jewish events so that Jews can also benefit from the vibrancy of racial diversity.

As Jewish organizations trumpet Jewish accomplishments while maintaining a universalist pose, they should be honest and point out the shortcomings of Jews as well. All individuals and groups benefit from accurate criticism.

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