606
As of 02/07/2016
Source: Experian®
Score Rank: Fair
4 Helping
5 Hurting
What’s Helping Your Score
There are no or only a few recent delinquencies on your accounts
Lack of sufficient relevant installment account information
Few or no bankcard or revolving accts with delinquent/derogatory status
You have few or no unpaid collection agency accounts
What’s Hurting Your Score
Total of all balances on bankcard or revolving accounts is too high
The balances on your accounts are too high compared to loan amounts
Balances on bankcard or revolving accounts too high compared to credit limits
The date that you opened your oldest account is too recent
The number of inquiries was also a factor, but effect was not significant
