LATEST POSTS:
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- The David Pinsof Story
- Added Context to the Dennis Prager-Cedars Sinai Lawsuit
- The Criticism Was Right and It Did Nothing: Andrew Gelman, Seth Roberts, and the Limits of Being Correct
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- Andrew Gelman: ‘Computer scientists today are like economists in the early 2000s and Freudian psychiatrists in the 1950s’
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- The Great Delusion
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- WEHT to Marc Weisblott?
- WEHT to Moxie aka Madison Slade?
- WEHT to Nicholas Polson’s Archive?
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- Andrew Gelman & the E-Personality
- ‘(1) “Do you think the culture of research has genuinely changed since the replication crisis became widely discussed, or has it mostly generated new compliance rituals around pre-registration and open data while leaving the underlying incentive structure intact?, (2) Regarding Columbia University, “is there a statistical or social scientific way of understanding how institutions lose the ability to accurately perceive their own situation?”’
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* What It Would Mean for The New York Times to Put the Reader First? (6-1-26)
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Category Archives: Mortgages
Team Obama is setting us up for another housing-market collapse
New York Post: The Obama administration is doing its best to give the nation another mortgage meltdown. As Paul Sperry recently noted in The Post, Team Obama has pushed mortgage lenders to offer home loans to folks with shaky credit, … Continue reading
Posted in Mortgages
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Should We Lower Lending Standards For Blacks, Hispanics?
Comments to Steve Sailer: * I feel bad for that 24 year old Hispanic. I remember graduating from high school and getting from the principal that deed for my first home along with my high school diploma… what a happy … Continue reading
The Big Short
Steve Sailer writes: Thus, the best interludes are when the smart guys take two road trips to the Sand States to meet us dumb Americans. In one, several stars go to a convention in Las Vegas to learn if the … Continue reading
Posted in Mortgages
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NYT: “Study Strongly Links Baltimore Mortgage Denials to Race”
Steve Sailer writes: “Baltimore blacks were long dogged by malicious stereotypes spread by The Wire, but their behavior in 2015 — first rioting, then murdering each other in large numbers — has demonstrated their financial trustworthiness. How delusionally racist are … Continue reading
Should Banks Be Forced To Lend More To Risky Minorities?
Comments to Steve Sailer: * I was in the risk management department of a large bank in the late 2000s. I remember that even in 2009, when we were still barely over the worst of the financial crisis, the feds … Continue reading
Posted in Bankruptcy, Blacks, Mortgages
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NYT: ‘Redlining’ Home Loan Discrimination Re-emerges as a Concern for Regulators
Comments at NYTimes.com: * The Democrats’ obsession with continuing to capture black votes led directly to the “sub-prime mortgage” meltdown. Give loans for those who cannot afford to repay them (ditto with Obama’s takeover of student loans, now over $1,200,000,000,000 … Continue reading
That Mortgage Meltdown in Prince George’s County Among African Immigrants
Steve Sailer: From the Washington Post, a story of an African immigrant family who have racked up $1.3 million in debt, even while not paying their mortgage for over six years. Is plight exactly the right word to describe somebody … Continue reading
Posted in Mortgages
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Mortgage Crisis Means No Tighter Regulation Of “government sponsored enterprises” (GSEs)
I cover the refinance industry here. David Smith writes: Roughly ten days ago, the Administration officially flew the white flag in attempting any further regulation of the GSEs. Legislation not pending? As reported by The Wall Street Journal, with … Continue reading
Posted in Economics, Mortgages, Politics
Tagged balance sheets, david smith, equity capital, executive summary, fannie freddie, fannie mae, fannie mae and freddie mac, financial turmoil, freddie mac, government sponsored enterprises, home mortgage, mortgage investors, mortgage market, mortgage securities, paulson, regulators, surcharge, u s home, wall street journal, white flag
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