* Friend: “So how much credit card debt do you have today?”
Luke: “I think I have it under $40k.”
Friend: “Where’s your spreadsheet showing exactly how much you owe today and what your projected payments are and when exactly you will have it paid off?”
Luke: “Ahh, err, I’m whacking away at it.”
* Jewish friend: “When are you returning to Seventh-Day Adventism?”
Luke: “Depends on what they offer me.”
Friend: “Maybe you are Jewish.”
