Calvin Brown, CEO of CreditRestoreInc, writes:
CITIBANK AND ALL ITS AFFILIATES LIKE CITI FINANCIAL/ They easily forgive late payments and encourage good credit scores by their very helpful attitudes toward their clients. Getting credit limits increased is an easy process if the credit history is justified. Just an overall good company! Also community banks are an excellent resource.
CHASE MANHATTAN BANK/ They provide every level of customer service to their clients and easily encourage good scores. They sometimes will forgive 30 day payments after 6 months of on time payments. Easy to get limits raised within reason!
USAA BANK/ They are an excellent financial institution, but they only offer credit accounts to those in the military family. This is a good company with very high value credit accounts that help your credit scores.
WACHOVIA/ WORLD SAVINGS/ Another fabulous financial institution that is good for mortgage loans and credit cards. They offer some of the best customer services available today to help their clients through any financial shortfalls. They can be trusted to protect your credit scores when ever possible.
WELLS FARGO, WELLS FARGO FINANCIAL AND WELLS FARGO MORTGAGE/ This national financial institution is dependable and always reputable. They are not out to harm your scores, but do expect payments in a timely manner. They are also understanding and willing to work for their clients without jacking up the rates. This is a fine American financial organization that deserves credit for their current policies. They are reasonable when forgiving late payments and are generally willing to work things out.
FORD MOTOR CREDIT/ Out of the top 3 automotive companies in American and worldwide, this is the best. They forgive late payments, but are tough on repossessions as they should be. This is a premier automotive finance organization with reasonable expectations for buyers.
