Jewish Guilt

I often hear Jews talking about “Jewish guilt” but I don’t remember meeting a guilt-ridden Jew (though I knew a lot of Christians like that). Guilt carries a pretty clear mark on someone. What am I missing? Jews, in general, seem to carry around far less guilt than goyim, particularly about sex, money and self-assertion. What Jew feels guilty about banging shiksas, making money through dodgy means, and running after the spotlight? I’ve never meet such a Jew. I only see “guilt” when they get caught and publicly shamed, and then the “guilt” is for making Jews look bad and consequently getting ostracized in the Jewish community, not for the sins in themselves.