{"id":88048,"date":"2016-02-19T17:20:38","date_gmt":"2016-02-20T01:20:38","guid":{"rendered":"http:\/\/www.lukeford.net\/blog\/?p=88048"},"modified":"2016-02-19T17:25:06","modified_gmt":"2016-02-20T01:25:06","slug":"should-we-lower-lending-standards-for-blacks-hispanics","status":"publish","type":"post","link":"https:\/\/lukeford.net\/blog\/?p=88048","title":{"rendered":"Should We Lower Lending Standards For Blacks, Hispanics?"},"content":{"rendered":"

Comments to Steve Sailer<\/a>:<\/p>\n

* I feel bad for that 24 year old Hispanic. I remember graduating from high school and getting from the principal that deed for my first home along with my high school diploma\u2026 what a happy moment for me\u2026 It\u2019s so unfair that the minorities in my high school did not share in this time-honored American tradition.<\/p>\n

* \u201cQUESTION: I actually purchased a home six months ago and I can relate because the amount of hoops that I had to jump as a 24-year-old Hispanic were just unprecedented. So thank you for that.\u201d<\/p>\n

Probably not even 10% of white 24-year-olds own a home, but a 24-year-old Hispanic buys a home and complains that he had to \u2018jump through hoops.\u2019<\/p>\n

Welcome to adulthood, pal. We\u2019re on our second home and we had to jump through hoops both times. My parents are aged, reasonably well off white folk in their late sixties and they\u2019re still jumping through hoops.<\/p>\n

Incidentally, on our last mortgage application \u2013 filled out on-line \u2013 my wife and I marked that we were black and ethnically Hispanic (we didn\u2019t want to put anything, but the form said the loan officer would have to enter her best guess if we didn\u2019t mark anything). They still had no problem pre-approving us.<\/p>\n

* A 24 year old who could afford a house in Las Vegas probably has a lot of \u201cirregular\u201d income that wouldn\u2019t be reported on a W-2. Don\u2019t ask any questions about that though, or you\u2019re a racist.<\/p>\n","protected":false},"excerpt":{"rendered":"

Comments to Steve Sailer: * I feel bad for that 24 year old Hispanic. I remember graduating from high school and getting from the principal that deed for my first home along with my high school diploma\u2026 what a happy … Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[34,29580,3647],"tags":[],"class_list":["post-88048","post","type-post","status-publish","format-standard","hentry","category-blacks","category-latino","category-mortgages"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t